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Claims Reporting

Report property and casualty claims by calling our toll free number 24 hours a day, 7 days a week:

Report a claim online by submitting a:
Online Claim Login

You must be a registered member to report your claim online.

What To Do After A Loss At Your Home

Protect the property from further damage. If immediate repairs are required, make reasonable and necessary repairs to protect your property and provide us with receipts for the repair expenses. Protect the damaged property from further damage.

Prepare an inventory list and description of the damaged property.

For water claims, be sure to stop the source of the water or leak immediately and then begin to dry out the home. This may include contacting a plumber, water extraction company, etc.

For fire claims, report the damage to your local fire department. If your home is uninhabitable and you have to seek temporary accommodations, be sure to retain your receipts and provide them to your claims representative.

For burglary, theft and vandalism claims, report the damage to your local police department.

Report your claim by calling 1-866-275-7322. This toll free number is available 24 hours per day, 7 days a week. Your claim can also be reported online by following the instructions on the previous claims page.

Auto Theft and Insurance Fraud

Insurance Fraud amounts to $6.9 billion in claims each year in Florida, enough to inflate your automobile, homeowner’s, business, commercial and health insurance by as much as 30 percent, state regulators say.

Here is some information to help protect you from being a victim of these crimes.

What You Can Do To Prevent Auto Theft

Once every twenty seconds a vehicle is stolen somewhere in the United States. You can use these effective and proven anti-theft devices and tips to help protect your car:

  • Steering Wheel Locks
  • Car Alarms
  • Kill Switches – a hidden switch that prevents the flow of electricity or fuel.
  • Electronic Tracking Devices- an electronic transmitter hidden in the vehicle
  • Electronic Keys- Pre-installed anti-theft systems that allow the vehicle to operate with a correctly coded key.
  • Steering column armored collar- Installed mechanism that prevent the breaking of a steering column
  • Tire lock- similar to boots used by police and traffic organizations
  • Never leave your wallet and drivers license in your car
  • When parking in a garage or lot give the attendant only the ignition key
  • Never place your vehicle key on the same ring as your house key
  • Etch the vehicle identification number (VIN) in several hard to find places, using an electric etcher.
  • Write your name, address and VIN with a dye marker under the hood or trunk
  • Keep your VIN and tag number on file at home and in your office to give to police and to Farm Bureau if your car is stolen.

Insurance Fraud

Insurance fraud is a crime. It cost insurers and ultimately their customers, including you. To combat fraud and avoid this unnecessary expense, Farm Bureau gives special fraud detection training to its claims personnel.

To help you avoid being victimized by fraud, keep an eye out for the following fraud clues:

  • Person involved in accident is excessively eager to accept blame for an accident or is overly pushy or demanding of a quick settlement.
  • Person involved in accident is unusually familiar with insurance terms and procedures or medical or vehicle repair terminology.
  • Person in accident lists a post office box or hotel as an address and mail is avoided.
  • Person involved in accident threatens to go to an attorney or physician if the claim is not quickly settled.

Special Investigation Unit

Farm Bureau helps fight fraud through its special investigation unit. These people and our Claims staff are trained in the area of fraud detection and investigation.

Reporting Fraud

The National Insurance Crime Bureau (NICB) was created and funded by the insurance industry, including Farm Bureau, to fight fraud and theft. If fraud or theft is suspected, you can call the NICB hotline at 1-800-TEL-NICB.

Or you may report suspected fraud to the Florida Department of Insurance Division of Insurance Fraud hotline at 1-800-378-0445.

Windshield Repair Keeps Your Premiums Down

The replacement cost of windshields typically range from $250 – $1000! A repair is typically about $50.

This savings results in lower premiums to you.

Small chips and cracks can be safely repaired resulting in large savings. A repair is a process of injecting clear liquid resin into the damaged area. The resin is then cured by ultra violet light until hard. This will restore the clarity and strength to the auto glass.

The repair process usually takes 30-60 minutes, preserves the original factory seal, and is fully guaranteed. If the repair fails, the price of the repair goes toward the replacement.

Help keep your premiums low, consider windshield repair.