Florida Farm Bureau Insurance

Helping you is what we do best.
#0888 Personal Lines Underwriter

SUMMARY: Reviews insurance applications to evaluate, classify, rate individuals for insurance and accepts or rejects applications by performing the following duties across all personal policy lines.




ESSENTIAL DUTIES AND RESPONSIBILITIES: Include the following. Other duties may be assigned.

Examines such documents as credit reports, driver license information and prior loss history to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property in accordance with company guidelines and eligibility.

Reviews loss history of policyholders for continuation, modification, or termination prior to policy renewals.

Reviews company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance. Writes to field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company underwriting policies.

Provides underwriting assistance to the agency force and conveys decisions to agency force by written and/or verbal communication.

Declines excessive risks. Authorizes reinsurance of policy when risk is high.

Initiates appropriate underwriting action on policy when risk is substandard to limit company obligation, and specifies applicable endorsements, or applies rating to ensure safe and profitable distribution of risks.

Reunderwrites existing policies as needed and assigns modifications or non-renewals.

Reviews selected policy changes and applies them to current policies.

QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE: Bachelor’s degree and minimum of 2 to 4 years related business/insurance experience or Bachelor’s degree in Risk Management and Insurance.|

CERTIFICATES, LICENSES and REGISTRATIONS: Have obtained or be willing to obtain Insurance Institute of America designation as Associate in Insurance Services, Associate in Personal Insurance, or Chartered Property/Casualty Underwriter within 24 months of employment. Enrollment in CPCU courses is encouraged until completed.

LANGUAGE SKILLS: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

MATHEMATICAL SKILLS: Ability to apply moderately complex mathematical concepts. Ability to work with mathematical operations related to daily tasks.

REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit and talk or hear.

Specific vision abilities required by this job include close vision and the ability to adjust focus.

WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually quiet.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all the essential duties, responsibilities and requirements of personnel.

Please send your resume to:
HR_Underwriter@ffbic.com



Florida Farm Bureau
 Human Resources Department - 2nd Floor
5700 SW 34th St
Gainesville, FL 32608


Florida Farm Bureau is an equal opportunity employer
and a drug free workplace.


Employment questions or resume's may be emailed to:
ffbhumanresources@ffbic.com